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Dental Coverage
Most people would rather stay home than see the dentist.
If you rack up a hefty bill, though, your trip might take a serious turn for the worst
.
Like with health insurance, we seek for the plans that dental insurance providers don't actively promote to big employers.
When it comes to dental coverage, your plan will accommodate your lifestyle.
Vision Coverage
Adding vision coverage to a medical insurance plan is common practice.
Typical services covered by vision insurance include checkups, various forms of preventative care, office visits, and minor procedures.
Having a difficult procedure like Lasix? Let your adviser know so they can make sure your specialty insurance plan covers it.
Types of Dental Plans We Offer:
Dental PPO
Dental PPO plans allow you to visit any dentist, just like medical PPO coverage, however the dentists that are "in network" will often charge you less. There could be a copayment for visits, a deductible before the insurance starts paying for you, and a cap on how much the plan will pay for each year.
Dental HMO
Selecting a single doctor or dental practice to handle all of your dental care requirements is the norm. If you decide to see a different physician, you'll be liable for all associated fees. Monthly premiums for HMO insurance are often lower, and copayments are usually little or nonexistent.
Discount Plans
When you use a dental discount program, you pay less for services, but you have to pay the dentist or office directly for all visits and treatments. Since you pay directly for the services, there is no deductible or copayment.
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