CRITICAL ILLNESS/LIFE

Critical Illness/Life


Life or critical illness insurance is another supplement you may add to your health insurance plan.
By purchasing this additional coverage, the insurance provider has committed in advance to provide a lump sum payout to policyholders upon the diagnosis of certain illnesses such as Alzheimer's, Multiple Sclerosis, Parkinson's, and others.


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Understanding Critical Illness/Life

The premiums you pay for this form of insurance will be determined in part by your personal and family medical history.
This coverage might be especially helpful if, for instance, your family has a history of major medical disorders that manifest at a young age. 


There will be no changes to your existing health insurance policy as a result of purchasing additional Life or Critical Illness coverage.
You are not giving up future coverage in exchange for a lump sum, but rather purchasing supplemental insurance in case of a catastrophic illness.


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